我不知道中规是怎么写的，但是英规写得很清楚啊。在第三页上有一个部分以clans为标题：
Randomly draw one more Clan tile than the number of players (e.g. four Clan tiles in a 3 playergame). Then, randomly draw as many Starting tiles as Clan tiles and randomly allocate one next toeach Clan tile.Starting with the last player and going in reverse turn order (counter-clockwise), each player choosesa Clan tile and its corresponding Starting tile and places both in front of themselves. The startingplayer will thus choose last and will choose between the remaining two clans. The clans are explainedin detail in the appendix. Players receive both the Goods and the money shown on their Starting tiles.
随机选出比玩家人数多1的氏族板。然后随机选出与氏族板同样数量的起始片并且随机分配给氏族板。从最后一名玩家开始，以逆时针顺序，每位玩家选择一张氏族板以及与其搭配的起始片，并且将之放置在自己面前。因此，起始玩家将会从最后两组氏族搭配中选择一组。氏族的详细解释参加附录。玩家获得起始板上列出的所有货物和钱。

选氏族就有了

有初始金钱和资源，随机选

没错，是你没找到规则。。。。
部落+起始资源板块上的钱加总就是起始金钱。