Among the 37 percent of adults who would not have covered a $400 expense completely with cash or its equivalent, most would pay some other way, although some said that they would be unable to pay the expense at all. For those who could cover the expenses another way, the most common approach was to use a credit card and then carry a balance, and many indicated they would use multiple approaches. However, 13 percent of all adults said they would be unable to pay the expense by any means 在无法完全用现金或等价物支付400美元意外开支的37%成年人中，大多数人会通过其他方式支付，尽管其中部分人表示完全无力承担该笔支出。对于那些能以其他方式支付的人群，最常见的做法是使用信用卡且不一次性全额还款，许多人表示会结合多种方式。然而，13%的成年人表示他们将无法通过任何方式支付这笔费用
《Economic Well-Being of U.S. Households in 2024》网页链接
最接近斩杀线意义的Alice线的定义和相关研究
Asset Limited, Income Constrained, Employed — households with income above the FPL, but below the basic cost of living. 资产有限、收入受限、有工作的家庭——收入高于联邦贫困线，但低于基本生活成本。
United for ALICE网页链接